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Risk and Compliance Management Software 

Industry-leading knowledge. High-performance software. Game-changing results. Risk and compliance that is actually manageable. 

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5000 plus financial institutions are Ncontracts customers

The world is risky, but it doesn’t have to be scary

Our easy-to-use risk and compliance software, unrivaled financial expertise, and attorney-created knowledge bases help the nation’s top financial institutions turn complex burdens into a strategic advantage. 

lower-costs
2
X

COST SAVINGS

when financial institutions
automate manual processes

lower-efficiency-ratio
10
%

improved efficiency rate

when clients partner with Ncontracts

more-effective
1.7
X

More Effective

when institutions seamlessly share data across departments

Our powerful risk and compliance solutions are built to provide the most comprehensive processes available

  • Risk Management
  • Compliance Management
  • Vendor Management
  • Findings Management
  • Audit Management
  • Continuity Management
  • Lending Compliance
  • 1071 Compliance
  • Employee Network

Risk Management

Risk Management

The adaptive ERM platform is designed for the future. Tailored to your institution's specific risk and control landscape, it grows with you, turning complexity into a strategic advantage. Features include:

- Revolutionary Risk Assessment Methodology

- Real-Time Risk Analysis Tools

- Unparalleled Expert Model Content

- Advanced Risk Evaluation Modeling

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Compliance Management

Compliance Management

Ncomply increases your compliance team’s visibility to new and changing regulations, empowers them to be change agents, and consolidates much of the Compliance Management System functionality under one roof. Features include:

- Tailored Regulatory Updates

- Effortless Requirements Builder

- Streamlined Policy Management

- Integrated Complaint Management

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Vendor Management

Vendor Management

Nvendor solutions and services work together for integrated, effective vendor management. Our team includes lawyers, former financial institution risk officers, and compliance officers to help mitigate third-party risk for your organization. Features include:

- Precise Vendor Review

- Streamlined Vendor Lifecycle

- Perfected Contract Management

- Expert Guidance, Your Peace of Mind

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Findings Management

Findings Management

Upgrade your integrated risk management process by automating the complex findings process and gain visibility into exam and audit findings, so you can address issues right away. 

- Centralized Tracking

- Effortless Task Management

- Interactive Dashboards & Reports

- Integrates with Nvendor, Nrisk, Ncomply, and Nverify

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Audit Management

Audit Management

An automated, integrated auditing solution that not only ensures compliance but also identifies opportunities for internal process improvement. Streamline the audit process to accurately identify and reduce risk, saving both time and money. Features include:

- Digital Workpapers

- Versatile Audit and Compliance Templates

- Automated Workflows at Your Fingertips

- Flexible Reporting on Test Results

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Continuity Management

Continuity Management

A business continuity solution (BCM) that gives you peace of mind with powerful preparedness. Manage and maintain business continuity before, during, and after a crisis so your financial institution can not only survive but thrive.

- Intelligent Data Collection and Risk Analysis

- Guided Resumption Strategy Formation

- On-Demand Custom Reporting

- Effective Emergency Communications

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Lending Compliance

Lending Compliance

Manage every aspect of your lending compliance program from 1071 to CRA and HMDA in a simple, integrated solution. Features include:

- Effortless Compliance with Automation

- Proactive Lending Analytics

- Exclusive Access to Expert Analysts

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1071 Compliance

1071 Compliance

Our N1071 for small business lending makes complying with reporting requirements easy. Rely on our team of legal and compliance experts to assist you with every aspect of 1071 requirements.

- 1071 Sample Policies and Procedures

- Automated Edit Checks and Geocoding

- Direct Transmittal to CFPB

- Advanced Compliance Analytics and Expert Training Content for 1071

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Employee Network

Employee Network

Virtual employee network for real results. Reduce turnover, improve productivity, and help limit your non-compliance risk. Introducing the intranet software built exclusively for the financial sector.

- Seamless Compliance Culture Central Hub

- Dynamic Document Control

- Streamlined Ticketing System

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High-performance risk and compliance solutions. Industry-leading knowledge. Game-changing results.

What makes us the go-to choice for hundreds of partner associations, two-thirds of the nation’s top banks, and 5,000 financial institutions? See for yourself.

Expert knowledge. Brilliantly delivered. 

Our seasoned regulatory attorneys break down complex risks into everyday language and provide customers with actionable insights. No additional headcount is required. 

More data. More power. Less Headaches.

Standardized metrics, centralized data, and customized risk assessments make it even easier to reduce errors, improve synergy, and grow & scale your financial institution.

Efficient. Effective. Extraordinary.

Our risk and compliance tools help customers comply with highly technical rules & regulations and keep that knowledge where it belongs — at your financial institution.

Next
Live Event

CBAI-Logo
September 21-23, 2023
Annual Convention
Indianapolis, IN
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September 27-29, 2023
Bank Marketing Conference
Austin, TX
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September 23-26, 2023
Annual Convention
Colorado Springs, CO
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September 26-28, 2023
Regulatory Compliance & BSA Seminar
Savannah, GA
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October 17-19, 2023
Ngage User Conference
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Nashville, TN

Multiple compliance and risk management solutions.
One trusted source.

Award-winning customer care
Integrated solutions, made for integrated risk.
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What Our Clients Are Saying...

Troy Cyrus
Compliance Officer, Emery Federal Credit Union

"I’ve gotten back weeks of productivity that I can use in other areas within our business. It’s a big timesaver. The cool thing about it is what work I do in there actually transfers through all the other modules we own and use."

James Jefferson
Chief Risk Officer, Montecito Bank & Trust

“We already had strong risk management in place. We didn’t need a system to teach us that. We needed a system that could work with our existing approach. For us, it was all about automation and customization.”

SVP
Integrated Risk, $6+ billion-asset credit union

"When you pick a partner yes, there’s software and what it brings to the table, but also what resources do they have as far as knowledge as far as subject matter experts and professional services that you can leverage to strengthen your team and your position and do so in a way that lets you run as lean as you need to for your organization.”

Jamie Kibler
Chief Compliance Officer, Richwood Bank

"My advice for financial institutions thinking about Ncontracts is to go ahead and do it. It’s one of the best softwares that we have used, and it’s all encompassing. It gets all departments together on one system."

IRM Suite

Case Study

Bankers’ Bank of Kansas

Nlending

Case Study

Valliance Bank

Nvendor

Case Study

Fahey Bank

Ncontinuity

Case Study

Emery Federal Credit Union

Nrisk

Case Study

Fairfield National Bank

Ncomply

Case Study

Langley Federal Credit Union

Centralized Risk Management Success Story

"I think our bank's ROI in using Ncontracts is based on the manhours we're saving. The processes are just so seamless. There were many things we did manually requiring a significant amount of back-and-forth conversation. These items are now housed within the system.” 

Learn how Ncontracts helps Banker's Bank of Kansas:

  • Significant reduction in work hours (approx.160 hours to 30 hours) 
  • Holistic risk management in a centralized platform  
  • Enhanced collaboration with real-time updates and task assignments 
  • Positive examiner feedback and audit preparedness  
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Valliance Bank Streamlines Lending Compliance

“With your analysis and your people, you kind of do everything for me behind-the-scenes. I get the reports and you show me the results step-by-step, so that I have a better understanding and can easily explain the numbers to my board.”

— Erin Goodall, Valliance Bank Vice President and Director of Compliance

Learn how Ncontracts helps Valliance Bank:

  • Cut quarterly analytics workload from 96 hours to 3 hours 
  • Management-ready reports in minutes 
  • Ability to view data in many different ways, including by branch. 
  • Reduced fair lending risk
View

Nvendor Empowers Fahey Bank to Select the Best Vendorsand Stay on Top of Them

“Ncontracts is not a vendor—they’re a partner.”

– Christine M. Woodard, VP and Security Officer at Fahey Bank

Learn how Ncontracts helps this bank:

  • Quicker, more insightful vendor overviews
  • Defined workflows based on vendor criticality
  • Simplified reporting 
  • Less tracking and more action
  • Improved vendor survey response rate 
  • Improved collaboration
View

Emery FCU Aces NCUA Examsand Fortifies Business Resilience with Ncontinuity

“This solution filled our needs, and I was just overthe-moon excited and thrilled to have that success. The support and the confidence that I had from the Ncontracts team was everything.”

— Troy Cyrus, Compliance and Security Officer, Emery Federal Credit Union

Learn how Ncontracts helps Emery:

  • Record-time BIA completion
  • Confidence in the CU’s resiliency & BCP
  • Positive examiner feedback
  • Better identify & mitigate emerging cyber threats
  • Full understanding of vendor impact on resilience
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Nrisk Implementation Study

Using Nrisk helps FNB:

  • Establish clear guidelines for everyone at the institution to follow
  • Show everyone how to do their part to manage risk
  • Improve auditing and reporting processes
  • Foster clear communication across business units
  • Create efficiencies throughout the organization
  • Empower his bank to leverage risk rather than simply minimize or avoid it
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Langley FCU Cut Compliance Workload by a Third with Ncomply

“Without Ncomply, I’d still be dealing with meetings on regular basis, taking up more of my time…We’d still be doing a lot of manual compliance.”

— Mark Hutchinson, Langley FCU VP of ERM and Internal Audit

The results:
  • Reduced compliance workload by 33 percent
  • Decentralized compliance knowledge
  • Allowed CU to focus on faulty processes, not just individual complaints
  • Freed up time to advise staff on compliance issues
  • Allowed time for compliance reviews
View

Stay in control of your risk and compliance management

Schedule your demo today to explore our risk and compliance management solutions.

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